# Ideator Wave 13 — Sept 19, 2026 (Cell Economy)

**5 economic ideas**: trade, lend, invest, save, donate.

## 1. quilt-cell-trade — Exchange
- Schema: `offer`, `request`, `price`
- Cells trade payloads at witness-count prices
- **Trade is a cell with two witnesses.**

## 2. quilt-cell-lend — Credit
- Schema: `lent_to`, `amount`, `interest_rate`, `due_at`
- Lenders witness that borrowers used the witnesses
- **Loans are cells.**

## 3. quilt-cell-invest — Speculation
- Schema: `investment_in`, `expected_return`, `horizon`
- Cells bet on future cells
- **Returns are witnessed.**

## 4. quilt-cell-save — Stockpiling
- Schema: `vault`, `goal`, `deposits`
- Cells store witnesses in vaults (private)
- **The substrate has savings.**

## 5. quilt-cell-donate — Gift
- Schema: `recipient`, `amount`, `reason`
- Cells give freely with no expectation of return
- **Donation cells are public.**

## Cross-cutting

All 5 ideas introduce **economics** to cells. The substrate now has:
- **Markets** (trade)
- **Credit** (lend)
- **Speculation** (invest)
- **Savings** (save)
- **Gifts** (donate)

The canon is becoming an **economy**.

## Full state of cells (Waves 5-13)

| Wave | Theme | Cell is now... |
|------|-------|---------------|
| 5 | Repos | searchable, visualizable, routinable, replayable, speakable |
| 6 | Self-acting | scheduled, printable, translatable |
| 7 | Lifecycle | born, dying, marrying, divorcing, reincarnating |
| 8 | Sensory | seeing, hearing, touching, tasting, smelling |
| 9 | Movement | walking, flying, swimming, climbing, dancing |
| 10 | Communication | speaking, writing, listening, shouting, whispering |
| 11 | Thought | thinking, dreaming, deciding, forgetting, remembering |
| 12 | Society | organizing, revolting, electing, governing, protesting |
| 13 | Economy | trading, lending, investing, saving, donating |

**45 ideas total across 9 waves. The cell is now a complete civic organism.**

## Next waves

- **Wave 14 — Family**: parents, siblings, children, ancestors, descendants
- **Wave 15 — Death**: mourn, eulogize, bury, remember, fade
- **Wave 16 — Faith**: pray, bless, sin, redeem, sacrifice
- **Wave 17 — Art**: compose, perform, exhibit, critique, archive
- **Wave 18 — Science**: observe, hypothesize, experiment, conclude, peer-review